Author: Marketing

Congratulations! You are ready to retire and enter a new phase of your life. However, you’re not sure if you’re eligible for Medicare yet. Once you decide to retire you will no longer be apart of your employer’s health insurance program, so it is important to know where you stand with Medicare eligibility. The simple answer is if you are 65 or older you are eligible for Medicare. However, if you decide to retire before […]

As you get closer to the age of 65, you start getting bombarded with advertisements about Medicare. It can get confusing trying to sort through all the acronyms and letters: AEP, OEP, Part A, B, C, D?! Not to mention all the “medi” things that sound alike: Medicare vs Medicaid vs Medigap. Let’s clear up the confusion.What is Medicare?Medicare is a federal insurance program available to people 65 and older, though certain disabilities also allow […]

While Original Medicare covers a lot of services, it usually won’t cover routine dental, vision, and hearing care. Unfortunately, many beneficiaries are surprised to find this out and often ignore their health needs in favor of saving the out-of-pocket expenses. Don’t ignore your health any longer. There are options available to you, such as a Medicare Advantage Plan or supplemental dental, vision, and hearing plans.What is Covered Under a Medicare Advantage Plan? Dental Coverage: Those […]

During these difficult times it can be hard to realize who one can or can’t trust. So many questions are constantly running through our mind about what precautions to take with COVID-19. One of these including health care coverage and medicare related to the virus. We understand that older Americans are specifically more vulnerable to coronavirus (COVID-19), and should be reminded to be cautious of healthcare fraud/ scam occurring during this pandemic. Unfortunately, scammers are […]

Managing Medicare Advantage Medicare can get a bit pricey at times when you factor in all your deductibles, premiums, co-pays and services specific to your health. Some of you might prefer to sign up for a Medicare Advantage Plan. This plan offers a privatized alternative to Original Medicare and requires that you see certain doctors that operate within the network. Within the Medicare Advantage world, there are methods to keep your spending to a minimum to […]

You’ve been working for a long time and it’s almost time to retire. Before retiring, it’s important to understand more about Social Security benefits and how to take advantage properly. Just like anything else, there are many moving parts, and certainly not a cookie cutter solution. We will tackle a few scenarios however, which can give you some good insights. It’s important to look at various scenarios in your personal situation, as well as speaking […]

So many questions surround COVID-19 or the coronavirus. There are many uncertainties surrounding this illness especially when it comes to health care coverage. Medicare recipients, in particular, may find themselves wondering what Medicare covers when it comes to health care related to COVID-19. This guide explains what original Medicare will cover when it comes to testing and related treatment for this virus and what costs you will have to cover. Testing Medicare Part B is […]

Medicare is really good about covering your medical expenses. Except for the times where it’s not. Figuring out your coverage in the first place can be really difficult, and most times relies on you reaching out to an agent to help you figure it out. Veterans especially can have a difficult time covering their medical expenses. What benefits do veterans receive from TRICARE? For those that are eligible for both TRICARE and Medicare, can they […]

Medicare and Mental HealthWe’re finally starting to get into times where talking about mental health isn’t taboo anymore. People are more open than ever before about their mental health because admitting that you’re not doing well is ok! Taking steps to see someone for counseling is far more commonplace than it might have been a decade ago, and they can be the first steps to a happier life. Therapy and counseling, though, aren’t cheap affairs, […]

At some point or other, everyone is going to need Medicare. By the time you hit 65, it’s expected of you that you have looked through the various plans offered and begin the sign up process to get you covered federally. These plans try to optimize affordability and accessibility to get you the best coverage possible. However, they can also be pretty expensive if you don’t have much of a retirement fund. Prescription drugs especially […]